Furniture workshop · Almaty
270M ₸
Damu
Bank decision in 1.5 months
Consulting company
Concessional business loans, turnkey
We choose the program and the bank, prepare the documents and handle negotiations until the bank decides.
Find financing
2 minutes · we review your case individually
Terms of work
You pay only for results
- No prepayments or advances.Payment only after bank approval
- 118
- projects since 2023
- 84
- bn ₸ raised for clients
- 1,5
- months to a bank decision
State programs
instead of 24–36% for a standard loan
What does your business need?
Choose your option: a few short questions, and a specialist will tell you which program fits and how much you can get.
Standard loan, 24%107m ₸
≈ 2.5m ₸ a month
Damu, 12,6%51m ₸
≈ 1.8m ₸ a month
You overpay less by
56m ₸≈ 670k ₸ every month
Find financing
2 minutes · we review your case individually
Indicative calculation: annuity payment, 12.6% vs 24%, the typical rate for a standard loan. Final terms are set by the bank.
How it works
- Day 1
Free consultation
We review your business and request, and tell you which program fits and how much you can get. If we take the project on, we sign a contract.
- 7 days
We prepare the project
We choose the bank, write the business plan and financial model, build the financing structure and make the case to the bank on your behalf.
- ≈1.5 months
The bank decides — only then you pay
We submit the project and deal with the bank for you. Approved — you pay a percentage of the amount under the contract. Declined — you pay nothing. You take no risk.
This season’s projects
Children’s swimming pool · Astana
400M ₸
EBRD · 19% rate
Bank decision in 1.5 months
Hostel purchase · Astana
212M ₸
Damu
Bank decision in 1 month
Logistics warehouse · Almaty
700M ₸
Damu
Bank decision in 2 months
Paving stone plant · Aktobe
350M ₸
Damu
Production facility purchasedBank decision in 1.5 months
Sowing campaign · Kostanay
60M ₸
ACC · 5% rate
What clients say
«Thank you to Dias and Talgat for supporting our loan under the Orleu program. In a year and a half, together with your team, we bought three commercial properties for kindergartens. I want to note that we originally came for one property, but you showed us we could keep building our capital. I sincerely recommend you!»
Amina IstayevaKindergarten chainOrleu · 3 commercial properties «This is not our first Damu loan for our dry mix production — we took the first one at 6%. Thank you, Dala Capital, for helping us open a credit line. I want to highlight your high level of professionalism!»
Zhenis ImangaliyevDry mix productionDamu · credit line «We are dealers of food equipment from China in Kazakhstan. Thank you for supporting our project with the Sinosure export credit agency in China: we now order equipment with payment deferred for up to 90 days. Before the consultation at Dala Capital we did not even know such options existed. Thank you for your expertise — I recommend you to every business that imports!»
Serik ImranDealer of food equipment from ChinaSinosure · payment deferral up to 90 days
Key questions
Are you a bank?
No. We are a consulting company: we do not issue loans or make lending decisions. The bank issues the loan; we prepare your project and see it through to a decision.
How much does it cost?
A percentage of the approved amount, fixed in the contract. Document preparation is included. No prepayment.
What if the bank declines?
You pay nothing. That is why we only take on projects that can pass.
Do I need documents to start?
No. At the first step it is enough to tell us about your business: industry, how long you have been operating, how much you need and what for. Documents are needed only once we take the project on — and we will give you the list.
We will find financing for your business
Answer a few questions about your business — an expert will message you on WhatsApp with the programs that fit and the amount and rate you can expect.
Question 1 of 8 · about 2 minutes
How much funding do you need?
What happens after you answer
- A specialist will message you on WhatsApp within 15 minutes during business hours
- They will tell you which program fits, how much you can get and at what rate
- It is free and does not commit you to anything